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SSC 130 Where's My Money?

This course, an overview and application of money management, introduces concepts of financial goals within earning, budgeting, spending, and resources in banking to provide a solid foundation for financial success. Students develop a financial plan to promote a healthy standard of living.

Credits

1

Prerequisite

Prerequisite: None

See Course Syllabus

Course Number and Title:

SSC 130 Where's My Money?

Campus Location

  • Dover
  • Georgetown
  • Wilmington
  • Stanton

Effective Date

202351

Prerequisites

Prerequisite: None

Course Credits and Hours

1 credit(s)

1 lecture hours/week

0 lab hours/week

Course Description

This course, an overview and application of money management, introduces concepts of financial goals within earning, budgeting, spending, and resources in banking to provide a solid foundation for financial success. Students develop a financial plan to promote a healthy standard of living.

Additional Materials

N/A

Required Text(s)

Obtain current textbook information by viewing the campus bookstore - https://www.dtcc.edu/bookstores online or visit a campus bookstore. Check your course schedule for the course number and section.

Disclaimer

N/A

Core Course Performance Objectives (CCPOs)

  1. Develop future financial goals to improve standard of living. (CCC 1, 2, 5)
  2. Analyze financial spending and sources of income. (CCC 1, 2, 6)
  3. Develop a personal budget to monitor and control spending. (CCC 1, 2, 5, 6)
  4. Explain the various banking procedures and resources. (CCC 1, 5)

See Core Curriculum Competencies and Program Graduate Competencies at the end of the syllabus. CCPOs are linked to every competency they develop.

Measurable Performance Objectives (MPOs)

Upon completion of this course, the student will:

  1. Develop future financial goals to improve standard of living.
    1. Develop financial goals and individual value of money.
    2. Identify individual short-term and long-term financial goals.
    3. Identify time-based strategies for individual financial goals.
    4. Describe the importance of saving for the unexpected and controlling debt.
    5. Apply time-value of money concepts to put monetary values on financial goals.
  2. Analyze financial spending and sources of income.
    1. Identify personal expenses using source documents.
    2. Discuss the difference between fixed and variable expenses.
    3. Explain the difference between gross and net pay and other sources of income.
    4. Categorize expenses to identify trends in spending habits.
    5. Identify ways to reduce expenditures.
  3. Develop a personal budget to monitor and control spending.
    1. Develop a financial worksheet to illustrate timing of income versus expenses.
    2. Discuss how the budgeting process is incorporated within identified financial goals.
    3. Develop a system to maintain and track financial records.
  4. Explain the various banking procedures and resources.
    1. Describe the various types of financial institutions.
    2. List reasons to use financial institutions.
    3. Explain the use of bank checking and saving accounts.
    4. Identify credit and debit card banking options.
    5. Discuss electronic alternatives and sources of fees incurred.

Evaluation Criteria/Policies

The grade will be determined using the Delaware Tech grading system:

90-100 = A
80-89 = B
70-79 = C
0-69 = F
Students should refer to the Catalog/Student Handbook for information on the Academic Standing Policy, the Academic Integrity Policy, Student Rights and Responsibilities, and other policies relevant to their academic progress.

Final Course Grade

Calculated using the following weighted average

Evaluation Measure

Percentage of final grade

2 Exams (Equally weighted) (Summative Assessments)

60%

Formative (Discussion boards, participation, misc. assignments)

20%

Final Project  (Summative Assessment)

 

20%

TOTAL

100%

Core Curriculum Competencies (CCCs are the competencies every graduate will develop)

  1. Apply clear and effective communication skills.
  2. Use critical thinking to solve problems.
  3. Collaborate to achieve a common goal.
  4. Demonstrate professional and ethical conduct.
  5. Use information literacy for effective vocational and/or academic research.
  6. Apply quantitative reasoning and/or scientific inquiry to solve practical problems.

Students in Need of Accommodations Due to a Disability

We value all individuals and provide an inclusive environment that fosters equity and student success. The College is committed to providing reasonable accommodations for students with disabilities. Students are encouraged to schedule an appointment with the campus Disabilities Support Counselor to request an accommodation needed due to a disability. The College's policy on accommodations for persons with disabilities can be found in the College's Guide to Requesting Academic Accommodations and/or Auxiliary Aids Students may also access the Guide and contact information for Disabilities Support Counselors through the Student Resources web page under Disabilities Support Services, or visit the campus Advising Center.

Minimum Technology Requirements

Minimum technology requirements for online, hybrid, video conferencing and web conferencing courses.

Academic Integrity

https://dtcc.smartcatalogiq.com/Current/Catalog/Academics/Academic-Integrity

Attendance

https://dtcc.smartcatalogiq.com/Current/Catalog/Search?q=attendance

Cell phone/Electronic Device

https://dtcc.smartcatalogiq.com/Current/Catalog/Student-Policy/Cell-Phone-and-Electronic-Device-Policy

Tuition Adjustment Policy

https://dtcc.smartcatalogiq.com/Current/Catalog/Financial/Tuition-Fee-Adjustment-Policy-Course-or-Semester-Withdrawal